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Long Term Care
Making Provision for Long Term Care Expenses
It's when you need to make a claim that you realise just how wise investing in health and medical insurance can be.
We tend not to think about how to pay for long term care until one of our relatives has to go into a residential or nursing home.
Weekly costs can start to mount up, particularly if 24 hour nursing support needs to be on hand. By paying either a monthly or single premium the insured can add to the amount currently available through state benefits to fund the cost of such care and this means having to deplete less of your assets to meet the cost.
This is why long term care can form part of your discussion with your financial adviser. There is no doubt however that the need for care is likely to increase as life expectancy continues to rise and with only limited care facilities available the costs are bound to rise.
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